FreedomPop Makes Family Phone Shopping Fun

Family phone shopping has been pretty fun for us because now we do not have to spend a lot of money on the phones we are using. Our phone bills used to be through the roof in the old days when all phone plans were too expensive. We got tired of spending all that money, and that is when I found a FreedomPop review that was perfect for us. We travel a lot as it is, and that is something that we wanted to use their wifi plan for.

However, we also wanted to spend less money on the phones that we were using. You can get nice phones at FreedomPop for less money, and you can hand them out to everyone in the family for the $20 unlimited plan. This is the cheapest plan in the industry, and it is a plan that prevents people from going over on their calling or data every month. I have spent a lot of money on phones in the past, but now we all have phones $80 a month total. There was a time when we were paying that much for just one phone.

I feel much better about this plan because I know that it has no overages, and I also know that it is going to work better than other plans because it is so simple. We just pay the bill every month, and FreedomPop will keep us going. We like the way the phones work, and we like how much cheaper it is.

The girls in the family are texters, and this makes it very easy for them to text and message as much as they want. That also helps me because it shows me that I can use those minutes for business calls. I never thought I would actually like a cell phone plan, but now we are on FreedomPop.

References:

https://en.wikipedia.org/wiki/FreedomPop
http://www.cnet.com/news/free-phone-service-freedompop-unveils-20-dollar-unlimited-plan/https://www.youtube.com/watch?v=V97FUyd840A

What is Investment Banking

Like many people, you may be hearing the term “investment banking” used more frequently in the news. Investment banks sound like pretty ominous institutions-big, faceless, nameless companies devoted to-what exactly (you may ask)? Let’s explore investment banking and review one of the top investment banks in business, Madison Street Capital.

Investment banks are different from many other types of banks which serve consumers. According to Wikipedia (https://en.wikipedia.org/wiki/Investment_banking), investment banks help corporations, governments and individuals raise financial capital by acting as the client’s agent in the issuance of securities. That is a mouthful, so let’s look at each part of that mission and define what investment banks do.

• Help corporations, government and individuals – unlike other types of commercial banks, investment banks do not focus on individual consumers. Instead, they focus on corporations, governments and (usually) high net worth individuals who are looking to make major financial moves.

• Raise financial capital – “capital” is the finance world’s term for money-in other words, the purpose of investment banking is to help secure large sums of money that may be used for projects such as:
o Buying another corporation
o Expanding an existing corporation
o Investing in new industries to increase a nation’s gross domestic product(GDP)

• Act as the client’s agent in the issuance of securities – This is the heart of what investment banks do. Investment banks guide their clients (corporations, governments and high net worth individuals) through the process of raising capital by issuing securities. Securities are what consumers generally know as “stocks and bonds.” These are “debt instruments” which a company will issue to raise money. With stocks, the purchase results in partial ownership of the company. With bonds, the purchase results in a loan of money to the corporation, government or individual which is repaid overtime with interest. Another method businesses and governments can use to raise financial capital is to merge like businesses and/or to acquire a like business.

One of the best ways to learn about investment banking is to explore one of the best investment banks in business, Madison Street Capital.

Madison Street Capital, founded in 2005, serves the middle market with investment services which include corporate advisory, business valuation and providing financial options. Madison Street Capital is one of the leading providers of mergers and acquisition (M&A) services in the middle market. With offices in North America, Africa and Asia, Madison Street Capital has the expertise, knowledge and deep relationships necessary to match active buyers and sellers as well as the ability to match appropriate funding structures to each unique situation.

Learn more:

http://madisonstreetcapital.org/

Investment Genius George Soros Is Buying Gold And Selling Big Stocks

George Soros, the Hungarian-born investment genius, is known as the “man that broke the Bank of England,” and he is at it again. It’s not England he’s after this time, however. He likes gold these days. Soros stayed away from investing the family money that sits in the Soros Management Fund until recently. Soros was busy telling the world that China is going to create a global economic slowdown, and the United Kingdom should stay in the European Union. George Soros was interviewed by several news agencies, and he always said the same thing: The U.S. economy is going to slow down in 2016, China’s economic growth is headed for a contraction, and the European Union is on the verge of a collapse.

All those predictions must have stimulated Soros, so he got involved in the Family hedge fund recently. George decided to sell some big name stocks and buy stock in one of the biggest gold mining companies in the world. The Soros Management Fund is a $30 billion fund and George sold about 35 percent of the stocks in the hedge fund and purchased 19.4 million shares of Barrick Gold. The Wall Street Journal published an article that said Barrick Gold had a free cash flow of more than $471 at the end of 2015. In the first quarter of 2016 the company’s cash flow improved by $181 million. The Soros Management Fund has already made a nice profit from George Soros’ move to get more involved in the gold market. Shares of Barrick Gold have jumped 55 percent in the second quarter of 2016.

Read more:
Here’s How George Soros’s Latest Predictions Have Played Out

A Bearish George Soros Is Trading Again

It’s no surprise that George Soros is back investing again. Soros likes to go against the investing grain and cut a new path to riches. Soros personal wealth is estimated to be more than $24 billion, and if these recent investments do what George believes they will do, that number will increase substantially this year.

Soros thinks the migration crisis, the financial debacle in Greece, and the debt that the central banks in Europe and China have on their books is going to create a global meltdown. Soros said there is no better place to invest when there is a recession than the gold market. Gold is not tied to the economic well-being of any country, and it is one of the only commodities that investors rely on when the stock market begins to crumble. Even though the U.S. stock market is at an all-time high, Soros thinks that is temporary given the world’s depreciating economic conditions and the upheaval that is taking place in the Middle East.

Mr. Soros believes investing in gold and keeping an ample amount of cash on hand are the ways to keep wealth safe in times like these.

Learn more George Soros:
http://www.marketwatch.com/story/george-soros-just-made-big-bearish-bets-everybody-panic-and-then-consider-buying-2016-06-09

http://www.gurufocus.com/StockBuy.php?GuruName=George+Soros

Status Labs Practices What It Preaches

What do you do if you are involved in a scandal? Normally, you would turn to an online reputation management company. Buy what if you are a reputation management company in the midst of a scandal? Where do you turn?

If you are Darius Fisher, president and co-founder of Status Labs, you turn to your own employees.

After being enveloped in negative press after a former executive’s controversial actions reflected poorly on the company, Fisher got to work to repair Status Labs’ reputation.

The first action Fisher took was to reach out to the local community. It dawned on him that he could have spent more time engaging with local officials and organizations before the scandal broke. This is also something he advises clients to do.

Keeping your employees involved in community activities and charities is a great way to boost morale and keep attitudes positive.

Fisher also began to reward his employees. He realized that employees are really ambassadors for his business. He began a stock option plan so employees could have a financial interest in the company.He also had lunch catered for his staff every Friday. He then allowed employees to bring their pets to the office. It was little things like this that kept morale high and increased productivity.

Finally, Fisher started a company-wide newsletter in order to keep employees abreast of any news or activities going on.

Needless to say, he is also more cautious as to who else he hires for the company.

By implementing these strategies up front, any company can deal with any scandal or negative press much easier.

Status Labs is a top-rated reputation management firm based in Austin, Texas. They have helped over 1,500 businesses and individuals protect their reputation and weather negative press. They have worked with Fortune 100 companies in over 35 countries. Follow Status Labs on Instagram @statuslabs to learn more about their company and services.

Tidal Turns to Samsung for a Bailout? Desiree Perez Behind The Deal.

 

Tidal, the music service started by famed rapper and business mogul Jay-Z, has been on rough waters since it was first announced to the public, and now it seems that money troubles are officially taxing his ability to keep his ambitious business venture afloat.

As reported by the New York Post, Korean electronics manufacturer and developer Samsung has expressed interest in buying up a share of the company. It’s even suggested that Samsung floated some cash in Kanye West’s direction, one of the artists prominently featured and intimately involved in Tidal’s development and roll out.

Tidal has slowly increased its subscription base since it was first made available to the public. It has struck a particular chord with younger music listeners who gravitate towards the roster of musicians who’ve signed exclusivity deals with the service, pulling entire libraries of music off competing services like Pandora, Apple and Spotify. They’ve also attempted to reinvent music streaming by providing more robust predictive services that attempt to push new music and musicians to listeners based on their search history. This build off Jay-Z’s long history of discovering new artists and helping them along the path to becoming sensations that dominate public conversations. But even this understanding of what sells to people doesn’t guarantee a commercial success.

Current estimates place Tidal at a $10 million annual deficit that keeps it in the red, and no amount of star power and exclusive content can attract the number of subscribers needed fast enough to keep it going. This has devalued Tidal by more than $150 million, calling on Jay-Z to cover many of the company’s costs out of his own pocket. These are the perfect set of conditions for any business owner to look for a partnership or an appealing buyout offer, and Samsung isn’t alone in showing it’s interest.

Companies like Spotify and Google have sought to buyout or partner with Tidal to acquire their existing subscriber base to boost the membership of their own streaming services.

Regardless of the path Tidal chooses, the future of the company seems to be in the hands of Jay-Z’s woman behind the scene, Desiree “Des” Perez whose been working with the rapper for over 20 years, making her an integral part of the executive staff over at SC Enterprises, Roc Nation and Roc Nation Sports.

 

Who is Des Perez?

Des Perez has been one of the power players that made the Hova Circle a thing of influence in the entertainment business, putting her with known names like Chaka Pilgrim, Jay Brown, Jana Fleischman and TyTy Smith.

This Family is Among the Biggest Donors

When it comes to major donors in the United States, the DeVos family, based in Michigan, is among them. Some of their donations focus on assisting conservative causes, including think tanks, while others seek to donate to educational causes as well as Christian nonprofit organizations that help the poorest residents in urban areas.

Overall, the family has given away $1.2 billion dollars to a variety of causes. In 2014 alone, $94 million were given.

A year earlier, $90 million was donated. Nearly half went to educational causes, more than a quarter for health and community related projects, and almost a quarter to churches and cultural causes. About two-thirds of all the money was given to Michigan-based organizations.

The entire family runs several charities, including Richard and Helen DeVos Foundation the Dick and Betsy DeVos Foundation, the Daniel and Pamella DeVos Foundation, the Cheri DeVos Foundation, and the Douglas and Maria DeVos Foundation.

The road to wealth for the DeVos family has started back in 1959 when Richard DeVos started a company with his friend Jay Van Andel. The company, Amway, focuses on nutritional and beauty-related products. Last near, it has reported sales of around $10 billion. To a large degree, the company relies on associates to sell their products.

Amway is privately-owned and Forbes ranks it among the largest firms of this kind in the United States. The wealth is spread among the family members. Rick DeVos’ wealth, for example, is estimated to be around $6 billion.

Nowadays, when it comes to the very rich, what gives prestige isn’t a huge yacht or a house, but charitable donations. This way, the richest get to satisfy their vanities while really helping others.

Plan For Your Future

According to the Social Security Administration, in May 2016, the average
retirement benefit for social security is $1,347.59 per month. Can you and your family survive on just over $1,300 a month? If you are like most people, then your answer is no. Don’t worry and stress about how you are going to be able to afford retirement! You have other options to increase your income after retirement. Investment Banking is one of those options! Investment Banking allows you to invest money into opportunities that allow your money to grow exponentially.
The Great Recession taught us all that there is no time like the present to invest in your future! The globally economy is recovering and you need to be investing now to take advantage of it. Our current economy offers a wealth of opportunities for investors, if they know how to use them. Investment Banking will make your future bright and clear. There has never been a better time to work on your portfolio and to increase your assets.
Martin Lustgarten can help you reach your financial goals! He in an Investment Banker located in Ponte Vedra Beach, FL who focuses on international investment banking for the security it offers his clients. He has the experience and knowledge to be able to make your future a very successful one. His goal is to increase his client’s wealth and financial security for retirement using his knowledge of international investments and banking.
Martin Lustgarten will work hard to make sure that your investments are safe and secure! His experience as an investment banker, focusing on international investments will allow him to spot the trends in the market before they happen. This will allow him to allocate your money into funds that will help your portfolio to grow and provide you with peace of mind and financial stability that is needed for today’s economic climate.

George Soros Casts Warning Over Brexit

George Soros is a Billionaire investor that is known to many as “The Man Who Broke the Bank of England.” This time, however, Soros is attempting to save the English Banks by warning them against breaking away from the European Union.

According to George Soros, if England votes to leave the European Union, the consequences, he says, could lead to a Black Friday. He has estimates that the plunge of the pound will be greater than Black Wednesday, the crisis that made him a fortune. In The Guardian, George Soros explains that the leave could cause a drop in the value of the pound by at least 15% and could possibly drop the value more than 20%. This could have a very negative effect of the living standards in England.

Read more:
George Soros | The New York Review of Books

How Billionaire George Soros Profited From Brexit’s ‘Black Friday’

George Soros goes on to further explain in The Guardian that, unlike with Black Wednesday, this devaluation would prove to be crippling for three reasons. The first reason is that the interest rates are already at their lowest and cannot be cut. Therefore, there is little room for monetary policy to stimulate the economy. Secondly, England already has a large account deficit. England depends highly on the inflow of foreign capital, and leaving the European Union will cause cash flow to move away from residential and commercial property and manufacturing investments. Lastly, trading opportunities are more uncertain if England is to leave the European Union. This makes English businesses too timid to make investments.

George Soros is not the only one that fears the worst with Bexit. Soros’ views are shared with many big name politicians like British Prime Minister David Cameron, Canadian Prime Minister Justin Trudeau, Hong Kong Tycoon Li, and U.S. President Barack Obama. Even Stars like Giorgio Armani, David Beckham, and Victoria Beckham have begun to voice their opinion on England staying in the EU.

Learn more about George Soros:
 http://www.investopedia.com/university/greatest/georgesoros.asp

Wen By Chaz Dean Cleansing Conditioner: The Ideal Hair Conditioner for All Hair Types

Hair defines a woman. It is for this reason that women are constantly striving to maintain lustrous hair. WEN By Chaz Dean cleansing hair conditioners has a promise to being the magical conditioner that every woman has been waiting for. Although, there have been some reviews on Amazon that the cleansing conditioner is poor quality, only those who have tried can truly support or contradict this. And, Emily McClure, can attest to this.

McClure recently wrote an article on Bustle, http://www.bustle.com/articles/136320-i-used-cleansing-cleansing-conditioner-on-my-fine-hair-heres-what-happened, giving a testimony of her experience with the Wen By Chaz Dean Cleansing Conditioner. McClure has always had fine hair which she noticed fell-off a lot when showering. But with the use of Wen cleansing shampoo, she could already notice less hair fall-out, day one. Also, in day one of her trial she noticed that the shampoo had a thickening effect on her fine hair.

Going by McClure, I think it’s time people tried out the product themselves. The cleansing shampoo will help you achieve that bulk that you crave for. Also, it will help boost your self-confidence by leaving your hair shiny all day long. She recommends that the cleansing conditioner be used in the morning, for optimal results.

WEN cleansing conditioner is the healthy option for your hair cleaning needs. The conditioner does not utilize harsh detergents or detergents. Therefore, protecting your hair against damage caused by harsh shampoos. The cleanser comes in different flavors, to suit the needs of different sets.

This cleanser is an economical way of ensuring your hair stays clean, healthy, lustrous and bulky. WEN cleansing conditioner contains shampoo, conditioner, detangler, deep-conditioner and a leave-in conditioner. This means that in buying one pack of WEN cleansing shampoo from Sephora, you do not have to purchase the other hair cleaning products.

Need Wen? http://www.wen.com/chaz-dean.html

 

Brian Bonar: More Than Just a CEO

Brian Bonar is the type of person that comes along but just once in lifetime. That is how talented, unique, and gifted he is. That is not hyperbole either. It is the truth. One thing that most definitely stands out about him is the fact that he is an entrepreneur.

This means he is the kind of person that has built something from the ground up and watched it blossomed. Nothing was handed to him and nothing has been easy for him. However, that is the way he likes it and the way he prefers it. Anything in life worth having or worth achieving, it comes with hard-work and a never-say-die attitude.

I’m proud to announce that Brian Bonar recently received the Cambridge Who’s Who® Executive of the Year in Finance. He is extremely proud of this honor and this achievement as only two men and two women receive it every year.

I’m talking about a ton of people he was competing with, even though it really isn’t a competition. He isn’t the kind of person that does his job for awards or money.

He is an honest man and he does it for the people, to help them out, and make their life easier. Finance is such an important part of our lives. It helps plan our present and our future. It also shows he is a thoughtful person.

Ask anyone that has had the privilege of working for him, and he has been in Finance for almost thirty years, so you can ask a lot of people. A lot of words come to mind with Brian Bonar such as: caring, compassionate, dedicated, committed, and reliable. Learn more about Brian Bonar: http://people.equilar.com/bio/brian-bonar-trucept–inc./salary/470203 and http://www.dalrada.com/board_directors.shtml

He takes his job incredibly seriously and doesn’t take it lightly. He sees it as a responsibility to help out those that need help. If it’s an employee with a question, he’s willing to guide them, teach them, and help them be set up for the future.

If it’s a client that is confused about something, he will walk them through it and show them how it is done. No matter what it is, he is there and he is more than willing to help.

Sometimes, when people achieve success, they want it all for themselves and they don’t want to pass down the secrets of the trade, so to speak. They would rather have it all for themselves, and they are only interested in increasing their bank account. Read more: Brian Bonar – about.me

If Brian Bonar can only help out just one person, he feels as though he has made a difference,and that is what is all about for him when it’s all said and done. So while he is pleased to receive this award, he knows it is about so much more than just awards.